This course introduces the ways in which the financial needs of small enterprises are determined, the obstacles to accessing adequate financing, the various available sources of financing, as well as the loan requirements of banks.


Focusing on situations of developing and least-developed countries, this course introduces the particularities of service exporters, their financial needs at various stages of growth, as well as the various obstacles which they face in accessing adequate financing. Going beyond "traditional" financing methods, it explores a variety of innovative service financing options and digital payment solutions, such as crowdfunding, business incubators and the expanding uses of mobile money technology. 

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After completing this course, participants will be able to:

  • Analyse the financial needs of service exporters and the barriers which they face in accessing financing;
  • Assess the relative merits of a variety of traditional and innovative financing options for service exporters; and
  • Assess the effects of digital payment solutions, such as mobile money, on service providers. 


Participants who meet the course requirements will receive a Certificate of Completion issued in electronic format.

Lecture 1: Challenges to the Financing of the Services Export Sector
Lecture 2: Service Financing Options
Lecture 3: Payment Systems Innovation for Services
Case Study Exercise